ACC Capital is a private, nonprofit, mission-driven lender that empowers entrepreneurs, developers, and communities through flexible financing and resources. Since 1957, we’ve deployed over $2.3 billion to create jobs, strengthen main streets, and fuel the makers and builders who power rural America.<\/p>\n\t\t\t\tAre you a bank or a grant program?\n\t\t\t\t\t
Neither. We are a nonprofit Community Development Financial Institution (CDFI). That means we operate like a lender, but our mission is bigger than profit-we reinvest earnings into education, technical assistance, and community programs. Our loans must be repaid, but we’re more patient and flexible than traditional banks.<\/p>\n\t\t\t\tWhere do you work?\n\t\t\t\t\t
Nationwide! We are headquartered in Arkansas and have affiliates nationwide. Through programs like SBA 7(a), SBA 504, microloans, New Markets Tax Credits, and EB-5 financing, we serve small businesses, large projects, and communities across the country. <\/p>\n
We listen to your story. We look beyond credit scores to the whole picture-your vision, challenges, and opportunities. We often say “yes” when banks say “no,” and our terms are fully amortized (no balloon payments), with competitive rates and flexible structures.<\/p>\n\t\t\t\tWhat do I need to apply?\n\t\t\t\t\t
Depending on the loan type, you’ll need:<\/p>\n
We provide a checklist and guide you through each step.<\/p>\n
Yes. Brokers are an essential part of our ecosystem-95% of deals outside Arkansas come through trusted referral partners.<\/p>\n\t\t\t\tWhat can brokers expect from ACC Capital?\n\t\t\t\t\t
Ideal projects are typically $5-$30 million, located in qualified census tracts, and deliver measurable community benefits (jobs created, essential services provided).<\/p>\n\t\t\t\tHow do I know if my project qualifies for NMTC?\n\t\t\t\t\t
We’ll help you check location eligibility, assess project readiness, and evaluate community impact. A quick intake form starts the process.<\/p>\n\t\t\t\tWhat do EB-5 investors care about most?\n\t\t\t\t\t
Green card certainty, repayment timelines, and job creation metrics. We emphasize transparency, compliance, and proven results.<\/p>\n
We partner with banks (CRA credit opportunities), corporations, philanthropic funders, and individuals who want to create economic impact.<\/p>\n\t\t\t\tWhy should I fund through ACC?\n\t\t\t\t\t
Yes. The ACC Capital Foundation welcomes funders who want to support entrepreneurial education, student competitions, and technical assistance programs.<\/p>\n
It’s the educational and community arm of ACC Capital. We inspire the next generation of entrepreneurs through competitions (like the Governor’s Cup and Y.E.S.), faculty training, and hands-on curriculum.<\/p>\n\t\t\t\tWho participates?\n\t\t\t\t\t
Since 2001, the Foundation has awarded over $3 million in prizes, engaged more than 13,000 Arkansas students, and mobilized nearly 2,000 volunteer judges.<\/p>\n
Yes. We are a 501(c)(6) nonprofit lender with affiliates structured to deliver SBA, NMTC, and EB-5 programs.<\/p>\n\t\t\t\tHow is ACC Capital regulated?\n\t\t\t\t\t
We are a certified Community Development Financial Institution (CDFI), an SBA Preferred Lender, regulated by the Arkansas State Bank Department,\u00a0and operate a federally designated Community Development Entity (CDE) and EB-5 Regional Center.<\/p>\n\t\t\t\tHow do I get started?\n\t\t\t\t\t
Choose your path:<\/p>\n
Frequently Asked Questions About ACC Capital What is ACC Capital? ACC Capital is a private, nonprofit, mission-driven lender that empowers entrepreneurs, developers, and communities through flexible financing and resources. Since 1957, we’ve deployed over $2.3 billion to create jobs, strengthen main streets, and fuel the makers and builders who power rural America. Are you a […]<\/p>\n","protected":false},"author":8,"featured_media":138501795,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":["post-138500572","page","type-page","status-publish","has-post-thumbnail","entry"],"acf":[],"yoast_head":"\n