{"id":138500633,"date":"2025-10-15T15:24:49","date_gmt":"2025-10-15T19:24:49","guid":{"rendered":"https:\/\/acccapital.com\/our-approach\/"},"modified":"2026-04-02T15:15:53","modified_gmt":"2026-04-02T19:15:53","slug":"our-approach","status":"publish","type":"page","link":"https:\/\/acccapital.com\/es\/small-business-lending\/our-approach\/","title":{"rendered":"Nuestro enfoque"},"content":{"rendered":"

\n\t\t\tEmpowering Entrepreneurs. Strengthening Communities.\t<\/h1>\n\t

ACC Capital is your mission-driven lender, offering flexible capital solutions, expert guidance, and resources that help small businesses grow – even when traditional lenders turn away.<\/p>\n

\n\t\t\tThe ACC Capital Difference\t<\/h2>\n\t

Since 1957, we have operated as a private non-profit financial leader focused on economic change.<\/p>\n\t\t\t\t\t\t

Community Focused<\/h3>\t\t\t\t\t\n\t\t\t

Our goal isn’t just profit; it’s working hard to create jobs, opportunities, and uplift the community.<\/p>\t\t\n\t\t\t\t\t\t

Long Experience, Deep Expertise<\/h3>\t\t\t\t\t\n\t\t\t

Over 65+ years, our lending professionals have helped thousands of businesses – from partnering with banks, working with brokers, and just showing up.<\/p>\t\t\n\t\t\t\t\t\t

Not Just Loans<\/h3>\t\t\t\t\t\n\t\t\t

We’re not just a lender! We’re also a tool for the beginning of your business. Our partnerships and services are designed to meet you where you’re at.<\/p>\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tSolicite un pr\u00e9stamo\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tCont\u00e1ctese con nuestro equipo\n\t\t\t\t\t\t\t<\/a>\n

\n\t\t\tOur Process\t<\/h2>\n\t

Here’s a high-level overview of how we’ll get you from just-an-idea to funded-and-ready-to-grow.<\/p>\n\t\t\t\t\t\t

1<\/h4>\t\t\t\t\t\n\t\t\t\t\t

Application & Initial Evaluation<\/h3>

Through calls or meetings, we talk business with you – working to understand your business, opportunities, challenges; and discuss what capital you need for the right timeline.<\/p>\t\t\t\t\n\t\t\t\t\t\t

2<\/h4>\t\t\t\t\t\n\t\t\t\t\t

Product\/Program Match<\/h3>

With a variety of loan types at our disposal (SBA 7a & 504, USDA, and Microloans) we tailor the solution that best fits your situation.<\/p>\t\t\t\t\n\t\t\t\t\t\t

3<\/h4>\t\t\t\t\t\n\t\t\t\t\t

Documentation<\/h3>

We help you gather the required documents and ready supporting materials. Our team will guide you through eligibility, collateral, downpayment etc.<\/p>\t\t\t\t\n\t\t\t\t\t\t

4<\/h4>\t\t\t\t\t\n\t\t\t\t\t

Underwriting, Approval, Closing<\/h3>

We perform underwriting – evaluating risk, collateral, guarantees – working with SBA\/USDA in order to get you a fast approval, then we close the loan as quickly as possible.<\/p>\t\t\t\t\n\t\t\t\t\t\t

5<\/h4>\t\t\t\t\t\n\t\t\t\t\t

Servicing & Support After Funding<\/h3>

We continue to support you after funds are distributed. We service our loans so you will be dealing with us throughout the loan history.<\/p>\t\t\t\t\n

\n\t\t\t\t\"Two\n\t<\/figure>\n\t\t\t\t

See the Difference We Make<\/h1>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t

At ACC Capital, impact is more than a statistic-it’s the ripple effect of entrepreneurs reaching their goals, businesses expanding their reach, and communities gaining new opportunities. Since 1957, we’ve combined lending, investment, and education to create financial growth.From helping small businesses hire and retain employees to financing projects that revitalize neighborhoods, our work is rooted in strengthening the communities we serve.<\/p>\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tSee Our Impact\n\t\t\t\t\t\t\t\t\t<\/a>\n

\n\t\t\tMeet Our Team\t<\/h2>\n\t

You’re not just getting capital; you’re getting a partner in business. Our team brings in decades of experience, deep understanding of lending, community development, and small businesses<\/p>\n

\n\t\t\tLending Leadership\t<\/h3>\n\t\t\t\t\t\t\t\"Smiling\n\t\t\t

Craig Calafati<\/h4>\n\t\t\t\t\t\t

EVP, Director of Lending<\/p>\t\t\t\t\t\n\t\t\t\t\t\t\t\"Man\n\t\t\t

Bert King<\/h4>\n\t\t\t\t\t\t

SVP, Operations<\/p>","protected":false},"excerpt":{"rendered":"

Empowering Entrepreneurs. Strengthening Communities. ACC Capital is your mission-driven lender, offering flexible capital solutions, expert guidance, and resources that help small businesses grow – even when traditional lenders turn away. The ACC Capital Difference Since 1957, we have operated as a private non-profit financial leader focused on economic change. Community Focused Our goal isn’t just […]<\/p>\n","protected":false},"author":8,"featured_media":138501795,"parent":138500600,"menu_order":24,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":["post-138500633","page","type-page","status-publish","has-post-thumbnail","entry"],"acf":[],"yoast_head":"\nACC Capital's Approach | Empowering Entrepreneurs & Strengthening Communities<\/title>\n<meta name=\"description\" content=\"ACC Capital is your mission-driven lender, offering flexible capital solutions, expert guidance, and resources that help small businesses grow \u2013 even when traditional lenders turn away.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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