ACC Capital is a private, nonprofit, mission-driven lender that empowers entrepreneurs, developers, and communities through flexible financing and resources. Since 1957, we’ve deployed over $2.3 billion to create jobs, strengthen main streets, and fuel the makers and builders who power rural America.
Neither. We are a nonprofit Community Development Financial Institution (CDFI). That means we operate like a lender, but our mission is bigger than profit—we reinvest earnings into education, technical assistance, and community programs. Our loans must be repaid, but we’re more patient and flexible than traditional banks.
Nationwide! We are headquartered in Arkansas and have affiliates nationwide. Through programs like SBA 7(a), SBA 504, microloans, New Markets Tax Credits, and EB-5 financing, we serve small businesses, large projects, and communities across the country.
We listen to your story. We look beyond credit scores to the whole picture—your vision, challenges, and opportunities. We often say “yes” when banks say “no,” and our terms are fully amortized (no balloon payments), with competitive rates and flexible structures.
Depending on the loan type, you’ll need:
We provide a checklist and guide you through each step.
Yes. Brokers are an essential part of our ecosystem—95% of deals outside Arkansas come through trusted referral partners.
Ideal projects are typically $5–$30 million, located in qualified census tracts, and deliver measurable community benefits (jobs created, essential services provided).
We’ll help you check location eligibility, assess project readiness, and evaluate community impact. A quick intake form starts the process.
Green card certainty, repayment timelines, and job creation metrics. We emphasize transparency, compliance, and proven results.
We partner with banks (CRA credit opportunities), corporations, philanthropic funders, and individuals who want to create economic impact.
Yes. The ACC Capital Foundation welcomes funders who want to support entrepreneurial education, student competitions, and technical assistance programs.
It’s the educational and community arm of ACC Capital. We inspire the next generation of entrepreneurs through competitions (like the Governor’s Cup and Y.E.S.), faculty training, and hands-on curriculum.
Since 2001, the Foundation has awarded over $3 million in prizes, engaged more than 13,000 Arkansas students, and mobilized nearly 2,000 volunteer judges.
Yes. We are a 501(c)(6) nonprofit lender with affiliates structured to deliver SBA, NMTC, and EB-5 programs.
We are a certified Community Development Financial Institution (CDFI), an SBA Preferred Lender, regulated by the Arkansas State Bank Department, and operate a federally designated Community Development Entity (CDE) and EB-5 Regional Center.
Choose your path:
