Why Partner With Us
Full-Service Partnership
Partner with us or refer clients knowing we'll manage every step: underwriting, closing, and long-term servicing.
Experienced Lending
We are experienced and trusted SBA lenders who know how to maintain the SBA and USDA guaranty.
Shared Goals
Like you, we’re committed to supporting local businesses and strengthening our communities. Together, we can make a greater impact.
Sustained Growth
Our collaboration not only benefits your current clients but also attracts new ones, fostering the growth of local deposits and accounts.
How It Works
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1
Identify clients who need flexible funding/capital.
2
Introduce ACC Capital as your lending partner.
3
ACC Capital structures, funds, and services the loan while you retain the client relationship.
4
Together WE monitor the success and build on long-term value
Participate with ACC
Partner directly on loans by sharing in both the funding and the reward. Through participation, your bank maintains a portion of the loan on its books, diversifying your portfolio while leveraging ACC Capital’s SBA and USDA expertise. We handle the packaging, compliance, and servicing — you gain the credit, the relationship, and a stronger community impact.
Refer to ACC
Not ready to participate? Simply refer borrowers who don’t fit your current lending criteria. ACC Capital will structure and service the loan while keeping you informed every step of the way. You retain your client relationship and strengthen their trust by helping them access financing that keeps their business growing.
What This Means for Borrowers:
- Faster credit decisions - for those who need it now – and simplified processes
- Access to loan programs often unavailable through traditional banks
- ACC will obtain and maintain the SBA guaranty throughout the life of the loan
We Offer Loans For:
- Startups
- Acquisition and Expansion of Existing Businesses
- Building or Expanding Commercial Real Estate
- Working Capital
- Purchase of Commercial Equipment
- Facilitating Rehabilitation of Properties
- Debt Refinance