Small Business Lending > Microloan Program

The ACC Microloan Program

Our Microloan Program was created to assist small businesses that are often ignored by traditional banks and lenders, helping them get the financial boost they need to succeed and grow.

Apply for a microloan

About the Program

The ACC Microloan Program provides small, term loans (with repayment and interest) to business owners and entrepreneurs who need capital to start or grow their business with fair terms, competitive interest, and no surprise fees.

Learn More About Microloan Funding

Loan Amounts

$5,000 — $50,000

Uses

  • Startup Costs
  • New or Used Equipment
  • Advertising
  • Working Capital
  • Fees and Permits
  • Inventory

Interest

Competitive market‑based rates

Terms

5 Years; Fully Amortized (No Balloon Payments) 

Prepayment Penalties

None! Pay off early without penalty

Apply for a microloan

Technical Assistance Program

Along with financial support, every Microloan applicant has access to ACC’s technical assistance program: business planning help, financial coaching, and guidance to prepare your application and financial projections. This assistance is hands-on, helping you clarify your business structure, refine your budget, and make your microloan work for you.

Get Business Guidance
Two people in business attire review and sign a contract agreement at a desk with charts and documents.

Frequently Asked Questions

Apply for a microloan
What is a microloan, and do I have to pay it back?
Who is eligible for an ACC microloan?
How much can I borrow, and what can I use it for?
What are the loan terms, interest, and prepayment options?
What kind of support does ACC provide along with the loan?
How do I apply?

Contact Us

Our financial expertise and guidance is provided with a genuine enthusiasm for our clients’ success. Take the first step to capitalizing on our team’s products and services, and let us know your financial needs.

contact our team