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What We Do

What We Do

We're a mission-driven lender and resource partner delivering accessible capital nationwide. From small business loans to large-scale project finance, we help bring visions to life.

Explore Our Services

Small Business Lending

SBA 7(a) Loans

Flexible funding for working capital, equipment, real estate, start-up costs, debt refinance, inventory or expansion

SBA 504 Loans

Fixed-rate financing for real estate or major assets

Microloan Program

Small, flexible loans loans to kickstart or grow your business

View all Small Business Lending Services →

Project Finance

New Market Tax Credits

Financing for projects that drive community development

EB-5 Investment Program

Lower-cost capital for rural manufacturing and industrial projects.

View all Project Finance Services →

Entrepreneurial Education

ACC Capital Foundation

Programs and mentorship for aspiring entrepreneurs

EDGE Summit

Showcase student business ideas and network

YES Competition

Entrepreneurship challenges for younger students

Governor’s Cup

Collegiate business plan and pitch competition

Not sure which program is right for you?

We’ll help match you with the best option.

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      • SBA 7(a) Loan
      • SBA 504 Loans
      • Microlending (Arkansas Only)
    • Investment & Project Finance
      • New Market Tax Credits
  • Our Impact
  • About Us
  • Contact Our Team
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Careers

Join Us in Powering Rural Growth

Help entrepreneurs build stronger communities. Be part of a team that creates jobs, revitalizes main streets and fuels the makers and builders who keep America moving.

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Our Story & Mission

ACC Capital believes in Partnership First. We aren’t simply just underwriting and closing deals; we roll up our sleeves and work to understand your vision, your constraints, your goals. Whether you’re a small business owner, a community developer, a lender, or an investor – our approach is rooted in flexibility, transparency, and collaboration.

Our Mission: Economic Change – To strengthen communities and empower entrepreneurs by making capital accessible and credible.

Our Impact

Together with our partners, we’ve invested more than $2.3 billion into projects that transform rural communities. We finance small businesses and bring essential services—like grocery stores and educational facilities—to areas that would otherwise go without. As a CDFI, our impact includes:

  • Partnering with under‑resourced communities.
  • Providing creative financing solutions to those underserved by traditional lenders.
  • Supporting small and medium‑sized businesses at every stage of development.

Working here means you contribute to projects that create jobs, promote local ownership and strengthen community infrastructure.

Our Team & Culture

ACC Capital’s people are our greatest asset. We bring together talented professionals who align with our mission and foster a supportive environment where you can thrive. Our culture balances collaboration and autonomy, giving you the freedom to own your work while always having a team behind you. We prioritize personal and professional growth, celebrate innovation and maintain a “can‑do” attitude that has made us one of Arkansas Business’s Best Places to Work.

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Great Benefits for Great People

We believe that meaningful work should come with meaningful support. Your wellbeing matters to us, because strong communities start with healthy teams. ACC Capital offers a competitive benefits package that includes:

Comprehensive health, dental and vision insurance

Short‑ and long‑term disability coverage

401(k) with up to 10% company contribution

Generous vacation leave and 11 paid holidays, promoting a healthy work‑life balance

Flexible work options with remote offices across Arkansas, New York, Tennessee, Missouri and Canada

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Our Commitment to Equality

ACC Capital is an equal opportunity employer. We value diversity and provide equal employment opportunities to all qualified individuals regardless of race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, veteran status or any other protected characteristic. We’re committed to fostering a workplace where everyone feels respected, supported and able to bring their whole self to work.

Explore Opportunities

 

If you’re driven by mission, thrive in a collaborative environment and want to make a real difference, we’d love to hear from you. ACC Capital regularly seeks professionals in lending, community development, finance, marketing and operations. Even if there isn’t an immediate opening, we welcome your interest and encourage you to get in touch.

View Current Openings

Explore available positions and submit your application.

Join Our Talent Community

Don’t see a perfect fit? Send us your resume and we’ll keep you in mind for future roles.

Learn More About Our Work

Visit our Impact and Products & Services pages to see how ACC Capital creates change.

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In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating based on race, color, national origin, sex, age, or disability. Submit a complaint of discrimination, by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity , 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, (202) 622-1160 (phone), (202) 622-0367 (fax), or email crcomplaints@treasury.gov

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Language Assistance Plan

In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating based on race, color, national origin, sex, age, or disability. Submit a complaint of discrimination, by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity , 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, (202) 622-1160 (phone), (202) 622-0367 (fax), or email crcomplaints@treasury.gov