Why Broker for ACC Capital?
Decades of Experience
ACC has been a successful SBA lender over the last 5 decades.
Streamlined Process
With a fully online application, secure document upload, & real-time needs list, we’ve made it easier for your clients to apply, get approved, and close.
We’re Straightforward
One layer of approval, fast yes/no’s, quicker closing times, getting you paid right at closing.
Become a Referral Partner
Lock in a partnership where your client referrals get flexible financing and YOU earn fast at closing. ACC Capital works with brokers and other sources to bring capital to small businesses that need it most.
Broker Agreement
Download our Broker Agreement to review the program details, commission structure, and requirements for participation. Once you’ve had a chance to look it over, reach out to our team — we’ll be happy to walk you through the next steps and get you set up as an approved partner.
Your Partners in Flexible Financing
- We see brokers as essential collaborators: Your network helps us reach entrepreneurs who need flexible capital, and in turn we provide tools, support, and resources so you close more deals.
- We’re different from banks: We’re mission‑driven, not profit‑only. That means, when banks say “no,” ACC Capital often says, “how can we make this work?”
- Flexible criteria, creative solutions, and a willingness to partner with you and your clients.
Loan Solutions
SBA 504
The SBA 504 Loan can finance the purchase of real estate and the construction or renovation of buildings. It may also be used to purchase machinery, equipment, furniture, fixtures and project-related soft costs. Refinancing of existing debt may be included in the 504’s total project cost. Eligible business expenses may also be financed under certain parameters.
Loan Amount
Up to $12M
Terms
Fixed Rates: 10, 20, 25 years
SBA 7(a)
Flexible usage: working capital, equipment, business acquisition, commercial real estate, refinancing debt, almost any legitimate business use. Useful when business needs versatile loan.
Loan Amount
$50,000 up to $5,000,000
Terms
Up to 25 years fully amortized
Microloans (Only Available in Arkansas)
Working capital, equipment, start-up expenses, etc., for businesses that may not qualify fully under conventional bank programs.
Loan Amount
$5,000 - $50,000
Terms
Up to 5 years
Get in Touch
At ACC Capital, our Business Development Officers (BDOs) are more than your go-to lenders — they’re your strategic partners in growth. With deep expertise in SBA 7(a), 504, USDA, microlending, and more, our BDOs serve clients nationwide while maintaining strong regional ties.