Logo with three blue vertical bars on the left and the text "ACC Capital Empowering Entrepreneurs" in white on a light gray background.
What We Do

What We Do

We're a mission-driven lender and resource partner delivering accessible capital nationwide. From small business loans to large-scale project finance, we help bring visions to life.

Explore Our Services

Small Business Lending

SBA 7(a) Loans

Flexible funding for working capital, equipment, real estate, start-up costs, debt refinance, inventory or expansion

SBA 504 Loans

Fixed-rate financing for real estate or major assets

Microloan Program

Small, flexible loans loans to kickstart or grow your business

View all Small Business Lending Services →

Project Finance

New Market Tax Credits

Financing for projects that drive community development

EB-5 Investment Program

Lower-cost capital for rural manufacturing and industrial projects.

View all Project Finance Services →

Entrepreneurial Education

ACC Capital Foundation

Programs and mentorship for aspiring entrepreneurs

EDGE Summit

Showcase student business ideas and network

YES Competition

Entrepreneurship challenges for younger students

Governor’s Cup

Collegiate business plan and pitch competition

Not sure which program is right for you?

We’ll help match you with the best option.

Contact Our Team
Our ImpactAbout UsContact Our Team
Search
Close
Apply for a loan
Search
Logo with three blue vertical bars on the left and the text "ACC Capital Empowering Entrepreneurs" in white on a light gray background.
  • Home
  • What We Do
    • Small Business Lending
      • SBA 7(a) Loan
      • SBA 504 Loans
      • Microlending (Arkansas Only)
    • Investment & Project Finance
      • New Market Tax Credits
  • Our Impact
  • About Us
  • Contact Our Team
  • Honors & Awards
  • Blog
  • Careers
  • Get In Touch
  • Language Assistance Plan
Apply for a loan
Menu

5 Steps to Being a Great Boss

February 19, 2018 by Isabella

The worst thing about being a bad boss is less obvious than you might think. No, it’s not the feeling of conversations abruptly ending when you walk in a room. It’s not even the fact that you’re the only one not invited to parties. It’s that you can be a bad boss, and not even know it. It doesn’t stop there. Bad bosses don’t keep their negativity contained– that poor leadership spreads through employees, often resulting in low morale and even lower productivity. To fight back, take a look at our list of tips and tricks to help you be the best leader you can be– for your employees and your business.

Communicate Your Vision

More often than not, your employees show up to work each day wanting to do a good job, so help them with that! Be certain that your employees understand why they do what they do, and what’s expected of them. This not only engages them, but it also makes them feel more involved and motivated each day at work.

Allow Your Employees to Communicate

That being said, communication is a two way street! Empower your employees by maintaining a work environment where honest communication is not only accepted, but expected. This allows your staff to not feel like they have to handle stresses alone, and it allows for improvement of products, processes and procedures.

Build Trust

Without trust, your staff is more cooperating instead of collaborating. Build this bond by setting an example. Be honest and fair, through both negative and positive situations, and show that you’re a team player who can be relied upon. This not only builds trust, but also team-comradery.

Provide Feedback

In any leadership position, you should never underestimate the power of feedback. In fact, according to Globoforce, 81% of employees showed greater job satisfaction following recognition from their superior. This earned praise helps employees feel valued, confident and accomplished. The return? A more efficient, motivated workplace.

Encourage Happiness

There’s a fine line that separates good employees from great employees. In that line, you’ll find happiness. Whether your employees are flipping burgers, stationed at a computer or interfacing with guests, there’s always opportunity for fun and productivity. Maybe that opportunity is something as simple as verbal encouragement, or maybe it’s something less obvious like a lunchtime desk chair race. Whatever that looks like for your office, don’t allow it to be overlooked. Sometimes the smallest activities or actions are what makes an employee excited to come in to work each day. As a bonus? Chair races are great-team building exercises!

We understand– being a boss is a tough job, and unfortunately, there’s no magic formula to make sure that you’re always being a good one. But with these tips, in combination with our 60 years of lending expertise to new and growing businesses, we’re confident that you don’t have anything to worry about. Contact us today!

Filed Under: Entrepreneurship Foundation News, Lending News Tagged With: arkansas business, Arkansas entrepreneur, arkansas entrepreneurs, arkansas entrepreneurship, arkansas lending, arkansas small business, arkansas small business help, arkansas small business lending, arkansas small business loans, arkansas startups, business plan, entrepreneur, entrepreneurs, Governor's Cup, little rock lending, Small Business, small business lending, startups, student entrepreneurs, YES for Arkansas

Taking the Fear out of the Lending Process

September 26, 2017 by Isabella

What an exciting time! You’ve made the plunge to promote yourself from “employee” to “entrepreneur.” The first step has been taken… now what? You know your startup will need funding, but the idea of preparing a loan proposal or business plan is even more frightening than step one. Sit back, relax, and let us help you through it.

What is your business experience?

This is your chance to make a stunning first impression. In this cover letter, clearly and briefly describe who you are, your past business experience, what the nature of your business is, and how the loan will be used. Then, describe the history and activity of your business in addition to your management team’s qualifications. These points prove to lenders that your business not only has strong leadership, but that said leadership also has the experience and understanding needed to nurture a business into success.

How much money do you need and why?

Money might be a “taboo” topic of discussion around the dinner table, but now’s not the time to be shy. In this section, state the amount of money your company needs, and how you calculated this amount. Follow that up with a clear and specific account of what the loan will be used to fund and why it is needed.

How will you repay this loan?

Although loan terms will be negotiated with your lender, this is your chance to tell him or her exactly what you want. Use this section to describe the interest rate and terms you hope to receive, and to clearly lay out how your cash flow will help you meet each repayment schedule. This leads us to the second form of repayment that is important to be addressed.

What if you’re unable to repay the loan?

While it’s not fun to think of your business dream taking a slower start than anticipated, it’s important to be prepared. Here, you will state and describe the collateral you’re willing to pledge in case your business can’t generate sufficient repayment.

How are your personal and business’ finances?

In this last section, it’s time to seal the deal. Here, you will make sure that any owner with 20% or more interest in the business has submit their (less than 90 day old) financial statements. Then, if you’re a growing business, your complete financial statement, including balance sheet, income statement, net worth and interim financial statement, for the last 3 years will be included. If you’re a new business, this is where you will illustrate your projected balance sheet and income statement.

At Arkansas Capital, we understand that starting and scaling your business can be frightening. That’s why we’re here, with our sixty years of expertise, to support you every step of the way.

Filed Under: Arkansas Capital Corporation Group News, Entrepreneurship Foundation News, Lending News Tagged With: arkansas business, Arkansas entrepreneur, arkansas entrepreneurs, arkansas entrepreneurship, arkansas lending, arkansas small business, arkansas small business help, arkansas small business lending, arkansas small business loans, arkansas startups, business plan, entrepreneur, entrepreneurs, Small Business, small business lending, startups

Happy National Write A Business Plan Month!

December 1, 2015 by Isabella

NationalBusinessPlanMonth December is National Write a Business Plan month. Business plans are popular discussion topics when it comes to starting a business or doing something entrepreneurial. If a prospective business owner is serious about taking a risk and making the leap into an entrepreneurial endeavor, he or she should take time and focus on producing a solid, well-written, and well thought-out business plan. What should be in the business plan? Here’s what Forbes Magazine suggests: [Read more…]

Filed Under: Entrepreneurship Foundation News, Lending News Tagged With: business plan, entrepreneurs

3 Reasons Entrepreneurs Exist

November 18, 2015 by Isabella

EntrepreneursExistBlog   There are a ton of motivations behind why people do what they do. That’s the top reason why psychologists exist. But after much scientific research (coffee with some local entrepreneurs), we’ve discovered the motivation behind why people branch out of the employee route – besides wanting to change the world – to choose one of the hardest career fields out there: entrepreneurship. [Read more…]

Filed Under: Entrepreneurship Foundation News, Lending News Tagged With: entrepreneurs, future, Small Business, startups

Logo with three blue vertical bars on the left and the text "ACC Capital Empowering Entrepreneurs" in white on a light gray background.
Logo featuring the text "CERTIFIED CDFI U.S. Department of the Treasury" with building silhouettes at the top and a circular official seal design.
The image shows the word "AERIS" above the word "RATED" in large, bold, white letters on a light background.

In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating based on race, color, national origin, sex, age, or disability. Submit a complaint of discrimination, by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity , 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, (202) 622-1160 (phone), (202) 622-0367 (fax), or email crcomplaints@treasury.gov

© 2026 ACC Capital | Privacy Policy | Cookie Policy | Terms of Service | Disclaimer | Site by Wonderly

Logo with three blue vertical bars on the left and the text "ACC Capital Empowering Entrepreneurs" in white on a light gray background.

Who We Work With

For Borrowers

For Brokers

For Developers

Small Business Lending

Small Business Loans

Our Approach

Bank Partners

Business Development Officers

Quick Links

Careers

Contact Our Team

Blog

FAQs

Honors & Awards

Language Assistance Plan

In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating based on race, color, national origin, sex, age, or disability. Submit a complaint of discrimination, by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity , 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, (202) 622-1160 (phone), (202) 622-0367 (fax), or email crcomplaints@treasury.gov